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For many homeowners and first-time homebuyers, the loan process is stressful and confusing. It is necessary for most to achieve homeownership. However, the plethora of fees can create stress and catch borrowers off guard. Understanding the various mortgage loan fees can help avoid unnecessary strain and using a trusted loan...

The other day a photographer friend of mine got shamed and berated on Facebook for sharing some beautiful pictures touting the location of a local recreation spot up in the forest. The place isn’t really well known, is kind of hard to get to, and it’s appeal is ethereal in...

In June of 2022 the median sales price for a home in Delta County was $417,000. This was the highest median monthly price statistic in the history of Delta County. Coincidentally and rather unfortunately June 2022 is the month arbitrarily chosen by the state of Colorado to base its property...

Happy 2023 western Colorado! My name is Jay Canode. I'm a realtor based in Paonia where I’ve lived with my wife and son since 2006. I'll be sharing a “real estate round up” here in the pages of The Shopper from time to time, where you can expect my opinions...

Credit plays a crucial role in our financial lives. Whether it's applying for a loan, renting an apartment, or even getting a new credit card, having a solid credit score is key to accessing favorable opportunities. Yet, credit scores remain a mystery to many. In this article, the aim is...

Experts are saying that the opportunity to buy is now. That’s a statement that we don’t hear often that one time is better than another to buy. Aren’t there better times to buy, such as when it’s a buyer’s market or when rates are at a low, or when prices...

Real estate is a tangible asset that can provide a sense of security, stability, and wealth over time. As a homebuyer there can be unknowns that you don’t know to look for, until a problem presents itself during (or even after) the homebuying process. Most professionals in the industry can...

Wow! What a spring, huh?! Ummmm ... I mean, summer?  I can’t remember a more pleasant June on the western slope of Colorado. Usually at this time of year in my household, we have ALL the windows open at night. Then we shut ‘em after breakfast in order to preserve...

A very popular notion on the street these days is that the housing bubble is about to burst. National headlines suggest we are already in a corrective phase regarding the housing market; there is even talk of a cooling market in Denver and the Front Range. Inflation remains sticky, job...

Snow Day!!! I can’t remember the last time school was canceled due to snow in Delta County. Ive only been in the North Fork for 15 years and it seems like in that time maybe two snow days in that time? We are all excited in the Canode household today and plan...