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Families must make a number of important decisions when an aging relative decides the time is right to move into an assisted living facility. Such facilities help older individuals who are having troubling living independently. In addition to finding the right facility for a loved one, many families have to...

Credit card debt could be compromising the financial security and well-being of millions of individuals. According to the Federal Reserve Bank of New York, Americans’ total credit card balance in the second quarter of 2023 was more than $1 trillion, and LendingTree reports that the average credit card balances among...

To say the market is difficult to analyze would be an understatement. National media reports are conflicting and confusing: “Home Sales Down,” “New Listings Down,” “Home Prices Rebounding,” “Home Prices Softening,” “Buyers Waiting for Market Crash.” It’s no wonder that buyers and sellers are uncertain and fearful. Even real estate...

In the midst of an ongoing education crisis, a shocking revelation has emerged – the housing affordability crisis is playing a a role in the shortage of teachers in our schools. A recently released report has shed light on the alarming fact that only 12% of teachers can afford homes...

Home prices continue to be trending higher in the current real estate market with signs of staying positive. This is a good sign that those investing in real estate will see an increase in their value. We are seeing a strong real estate market and if homes are priced right,...

For many homeowners and first-time homebuyers, the loan process is stressful and confusing. It is necessary for most to achieve homeownership. However, the plethora of fees can create stress and catch borrowers off guard. Understanding the various mortgage loan fees can help avoid unnecessary strain and using a trusted loan...

The other day a photographer friend of mine got shamed and berated on Facebook for sharing some beautiful pictures touting the location of a local recreation spot up in the forest. The place isn’t really well known, is kind of hard to get to, and it’s appeal is ethereal in...

In June of 2022 the median sales price for a home in Delta County was $417,000. This was the highest median monthly price statistic in the history of Delta County. Coincidentally and rather unfortunately June 2022 is the month arbitrarily chosen by the state of Colorado to base its property...

Happy 2023 western Colorado! My name is Jay Canode. I'm a realtor based in Paonia where I’ve lived with my wife and son since 2006. I'll be sharing a “real estate round up” here in the pages of The Shopper from time to time, where you can expect my opinions...

Credit plays a crucial role in our financial lives. Whether it's applying for a loan, renting an apartment, or even getting a new credit card, having a solid credit score is key to accessing favorable opportunities. Yet, credit scores remain a mystery to many. In this article, the aim is...